A balance transfer can potentially lower your number of account with balance minimizing your general credit application proportion
Citi® Twice Cash Cards: The fresh credit now offers a 0% basic Apr to have eighteen months for the transfers of balance produced within the first five days out of membership beginning. Upcoming, this new adjustable Annual percentage rate could well be %-%, considering your own creditworthiness. There can be a basic balance import commission off step 3% (minimum $5) to own transfers accomplished for the basic four days off membership opening. Upcoming, your balance transfer commission could be 5% of any import (minimal $5).