We signed the new morgage loan mod with BofA 08-01-2013

You can also make use of the FDCPA (Reasonable Commercial collection agency Strategies Act) so you’re able to sue Caliber – which law and pays for your attorneys charges and you may forbids Quality (if they’re a loans collector) out of lying to you otherwise bringing unfair action against your.

Dear Mr Watts, I’ve discover the questions and your answers and i has actually an other concern from Florida. A 14 days as we where told because of the BofA they marketed all of our morgage so you’re able to Nationstar.

First signal is when the loan transfers (possibly the real debt and/or servicing rights) then your the new company (Nationstar right here) need to award this new offer and you will people selling in writing

Couple of years after, Nationstar try getting in touch with us day-after-day and you may delivering us authoritative send with the help of our morgage so you’re able to signal, to help you re also-play all of our financing. Nationstar let us know BofA did not document our very own morgage import and you may they need our very own signatures themselves letter lead that have a beneficial notarie trademark. We are expenses the morgage to Nationstar once the

The fresh data they continue seending united states are the same because our morgage deal with BofA with the exact same mortgage loan modification. Today back at my question: If we currently finalized every morgage contracts and you may loan mod having an effective notarie in the a beneficial BofA location and you may Nationstar had been remembering an equivalent. Is it prominent in order to re-play an excellent morgage/loan modification with Nationstar 24 months following the reality?

I signed the morgage with BofA 2009 (a keen FHA mortgage) In the event that rates transpired we used and you can where eventually recognized to have less rate of interest/loan modification

I can not find the morgage indexed on the internet anymore but we’re detailed as holder. Who legally very own our house in the event that none Nationstar and you will BofA enjoys good morgage offer with these signatures? That which we will find lookin formal ideas on the net is BofA was lending currency so you’re able to united states towards morgage 2008, it seems like BofA transfered the fresh new action/home in order to us, perhaps not Nationstar. This is very perplexing to have a lay people with our very own experience we think we simply cannot faith everything you Nationstar write to us. Could you provide us with one recommendations and maybe people testimonial for a litigation attorney for the Fl? Thank you so much beforehand your guidance you could give united states. All the best, Tom and you can Sue

If the terms haven’t changed, following there is no harm during the finalizing when the BoA its remaining some thing out. However will have to make certain which have a fl attorneys one to there is absolutely no particular trap to you this way.

Now so far as trying to find the records online, etc. I’m not sure. Your due the bucks in order to BoA as well as seem to sold the mortgage and/or maintenance https://paydayloancolorado.net/telluride/ so you can Nationstar.

My suggestion is get which have a foreclosure security lawyer on your area (sorry There isn’t someone to strongly recommend now) and have them guarantee that every is ok and also you are not going to get one unpleasant surprises.

John, We saw their videos therefore fascinated me to browse higher with the the things i currently sensed unpleasant about inside our situation that have Nationstar. We had over financing mod having a separate mortgage lender back this present year. All of our financing was ended up selling so you can Nationstar a few years ago. I had a page from Nationstar informing us our very own rate are attending increase doing 5% on a yearly basis next, when all of our completely new mortgage loan modification capped all of our rates on step three%. It offers grown annually and sensed it actually was unjust and you will I got no clue I will do anything about this. I know they sensed incorrect however they aren’t effective around to your one thing. Are you willing to area me regarding the right assistance and you will actions so you’re able to take on this matter. I am from inside the Utah and I am not sure when you find yourself familiar with how to handle it within this state? Many thanks for any make it easier to can give me!