I was thinking instantly deduct about bank operating system?

from the best, it doesnt number in the event your extra is created to your mortgage or perhaps the c/an effective, it’s still prominent cures in the event that its in a choice of certainly one of it. by remaining. we wouldnt recognize how it functions around. (consult their own once more maybe?)situation dos = semi-flexi only has 1 account. making sure that your to attenuate your prominent, the money Have to credit on homes loan membership (at the mercy of LO TnC). one fee made to their c/a need nothing in connection with your principal since these accs aren’t connected. so that the 2nd administrator try “korek”. =)

In reality for scenariio step one= I inquired the brand new officer regarding the traditional loan, she said maybe not flexi upcoming advise me personally far better capture other totally flexi bundle.

Scen dos= so this is “korek” haha. Your function any kind of extra percentage so you’re able to mortgage an effective/c tend to deduct the primary amte to that particular LO, think about the fresh T&C stated that we should instead provide advance find and come up with extra commission. but the manager informed me n’t need because their LO perhaps not posting, the new LO however according to research by the old that, but the bank operating system already change. How come ? I’m scared shortly after signing tend to feel dissapointed about later on, most of the mth has to notice lender provide down-payment .

Have got to upgrade financial?

.As to the reasons don’t such as for instance totally flexi? If any day build down-payment needs to inform lender, we wld as an alternative capture completely flexi. Save your time.

Read together with Hleong islamic zero securing period, pledge you could tell united states for folks who got one futher facts. Thx.

In fact to own scenariio step 1= I inquired the brand new administrator regarding your traditional loan, she told you maybe not flexi next indicates me far better capture almost every other totally flexi bundle.

Scen 2= making this “korek” haha. You setting any kind of extra payment so you can loan a good/c usually subtract the principal amte to this LO, what about the new T&C stated that we need to promote progress notice and also make more percentage. but the officer said not require since their LO not upgrade, this new LO nevertheless according to research by the old that, although bank operating system already modify. Why does ? I’m frightened just after finalizing often regret later, all mth needs to notice bank provide deposit .

Reached revision lender?

.Why never such totally flexi? If any date build down-payment should inform financial, i wld alternatively take totally flexi. Save time.

Read together with Hleong islamic no locking period, pledge you might give united states for individuals who got one futher details. Thx http://simplycashadvance.net/title-loans-in.

if their semi otherwise full flexi, their basically the exact same thing. imagine of it just like the a handbook automobile otherwise car auto. highest FC and up-remain costs on comfort against a lot more feet manage reduced maintaince rates. apparently speaking.

off individual views, i am going to state go full-flexi if you have the additional cash just in case you heading to roll the money that often.

i’m not completely sure regarding UOB’s pratices, however, you can talk to the latest officials what kind of see to make the even more payment? over-the-counter find, 1 month observe beforehand etc.

Does anyone with this specific mortgage plan. Pls share certain light in my opinion. My personal top priority is the advance/prepayment. Imagine if mthly payment are RM1k, and i also spend RM1.5k the mth on the loan an excellent/c. Do the newest RM500 tend to deduct about Dominating amt , upcoming reducing the notice charges?

That told you”No”, the other commission commonly park in the good/c and you will apply just like the a good mthly payment whenever owed. Notice must be made available to bank in the event that need the excess payment is subtract the main. She recommend me to use up the full flexi home loan.